CALGARY RESIDENTIAL RENTAL ASSOCIATION HEALTH PLAN
CRRA MEMBER'S HAVE UNIQUE PLAN DESIGN ABILITY
Small Business Employers Deserve – Health and Dental Care too. The Calgary Residential Rental Association plan is a way for your business to deduct your Health & Dental claims and no personal tax. Yes a way for your business to pay and deduct Health and Dental expenses and no personal tax is payable.
The CRRA Health & Dental Plan is a comprehensive benefits plan that provides flexible coverage, and a management tool that controls costs for business owners and their employees. The CRRA plan provides the security of a benefits plan without the expensive premiums or restrictions.
The CRRA Health & Dental plan is a new way to think about benefits. Providing the benefits you need without the costs your don’t. Our flexible PHSP plan is designed for business owners, allowing them to provide premium benefits for them, their employees and their families.
The Calgary Residential Rental Health & Dental Plan offers:
- Low processing costs
- Tax savings
- Cost control
- 100% reimbursement
- Extra Health and Dental Credits
- Member’s Bulk Buying Power
- Plus Optional Insurance Options
Employers decide how many credits / dollars will be applied to employee’s Health Spending Accounts each year. Therefore, the employer knows the maximum amount to be spent on the employee benefit plan in a given year. Also, the extra credit option further reduces costs to the employer.
Small business clients deserve to have affordable health care benefits designed specifically to fit each family needs. Employees use their flex credits / dollars on the health and dental services they need, when they need them.
LOW PROCESSING COST
No monthly premiums to pay, also the CRRA plan offers one of the lowest processing fees in the industry and only as claims are submitted.
Business owners and employees benefit from tax savings when employers offer Health Spending Accounts (HSA’s) to their employees. Health expenses become a tax-deductible business expense, and reimbursements are paid out tax-free to the recipient.
The CRRA Health Plan Is Designed For You & Your Business
The CRRA Health and Dental Plan is a self-funding reimbursement tax concept plan regulated by the Canada Revenue Agency. It uses Health Spending Accounts (HSAs) to provide flexible benefits to employees.
The CRRA Health & Dental Plan offers a choice between a flex plan and a traditional plan or a blended plan. Companies have the flexibility to pick and choose how to design their health and dental plans to their business and personal health models.
TRADITIONAL GROUP INSURANCE
TRADITIONAL SELF-FUNDED CREDIT
FLEXIBLE PUHL PHSP PLAN
CRRA MEMBER VALUE BENEFITS
Extra Optional Add on Value Benefits
Employees and Employers receive valuable benefits other plans may not offer:
- 2 years and 3 months rate guarantee on Life, Dependent and Long Term Disability.
- 1 year and 3 months rate guarantee for Health & Dental.
- Short-term disability is pooled and not experience rated. Also can be self-funded.
- Living benefit under life insurance for terminal illness.
- AD & D – includes dependents.
- RX Drug and Dental extra credit plan.
- No medical exams.
- Plus additional benefits.
ADD ON ADDITIONAL CRRA TRAVEL PLAN
The CRRA Optional Travel Plan provides protection in the case of an accident or illness providing the funds to cover your medical expenses.
- Member’s Bulk Buying Program.
- Flat costs per year per family.
- Out of Province & Country medical travel insurance.
- 60 days of continuous coverage for each trip.
- Underwritten by SSQ Insurance.
- Snow Bird travel coverage also available.