accountants' health plan

accountant's have a unique plan design ability

The CPA Accountants Health & Dental Plan is a benefits plan that provides flexible coverage, and a management tool that controls costs for the accountants, business owners, employees and the accountants clients.

The accountants plan provides the security of a benefits plan without the expensive mandatory premiums or restrictions.

The Accountant’s Health Plan is #1 in flexibility, cost, and service.

The Accountant’s Health plan has volume specialty contracts unique to the CPA Accountants. This provides you, the professional accountant with the #1 plan choices in Canada to fit your Business model.

The Accountant Health Plan has been designed to provide benefits to CPA members, and also to your clients.

A quality employee oriented plan with volume discounts.

cpa accountants
cpa accountants

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The CPA Benefits Plan offers three styles of employee benefit options:

Categories of Plan Design choice:
  1. Flexible - Administration services only - self-funding by firm.
  2. Traditional - insurance company funding.
  3. Hybrid Health & Dental - combination of 1 and 2.
CPA Member and Employees Rate Guarantees:
  1. Processing fees 8% to $55 per batch of family claims.
  2. The CPA Health Plan is #1 in cost, flexibility, and service.

  • Most popular for companies with 0 to 10 employees.
  • Available for one plus participants - professional corporations.
  • Pay as you claim based on 8% to $55 batch per family.
  • 100% flexibility and control of Claims by employee.
  • Ability to transfer claims to supplemental 3rd party for health and dental.
  • Dental and Drug Components (employee Flexible choice health & dental plans) are used to divert the costs of paying claims away from your insurance firm to a professional payer, while increasing employee coverage.
  • Stop Loss Plans to cover Catastrophic Claims (High Deductibles) available.
  • Cost control for your firm.
  • No external line of credit necessary.
  • Co-ordination of benefits does not apply - this is good.

  • Most popular for companies of 10 to 35 employees.
  • Available for three plus participants.
  • Monthly premiums are payable.
  • Insurance firm provides line of credit to your firm's to pay claims.
  • Claim costs spread among all current employees.
  • Employees control the line of credit by the amount of claims submitted.
  • Mark-up on claims is based on your firm's size - 20% or higher.
  • Firm repays claims the insurance firm's reimbursed next year.
  • Internal product limitations & clauses.
  • Coordination of benefits does apply.
  • Physiological value to the employee.
  • Easy to explain and understand.
  • Employer can walk away from obligation to repay line of credit (claims).

  • Most popular for companies of 35+ employees.
  • Financing costs (mark-up) are based on 10% (maximum) per employee's claim.
  • Monthly premiums are payable.
  • Your firm provides line of credit to pay claims.
  • Employees the premiums by the amount of claims submitted.
  • Firm repays claims on a month to month basis.
  • Firm designs internal product limitations & clauses.
  • Firm cannot walk away from obligations to repay their line of credit (claims).

Design to your business model.
  • Available for 3+ employees.
  • Monthly premiums are payable.
  • Firm designs product.
  • Physiological value to the employee.
  • Easy to explain and understand.

travel insurance for cpa members

The CPA Travel Plan provides protection in the case of an accident or illness providing the funds to cover your medical expenses while away from home.

The CPA Travel Plan Offers:
  • Flat cost per year per family.
  • Out of Province & Country medical travel insurance.
  • 60 days of continuous coverage for each trip, no limit to number of trips.
  • Pre-existing coverage included to age 70, with coverage extended to age 80, with medical questions.
  • Snow Bird travel coverage available on request.
  • Great Feature: CHBP covers travel between provinces and is not just for travel outside Canada.
  • Super Feature: Pre-existing stability medical conditions for under 70 are covered, providing a doctor has been consulted and agrees travel is not an issue.
  • Outstanding Feature: Age 70 to 80 - Conditions that required medical advice, consultations, or treatment within 6 months prior to trip needs approval of coverage before trip.
  • Protection Features: If the vaccine is received in the United States and hospitalization occurs, your travel coverage is in force.
  • Priority Lounge Travel Pass: A introduction to a free lounge entry service. Priority Pass
Travel Insurance 2

allow us the opportunity to provide you with a second opinion on your employee benefits

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