MORTGAGE INSURANCE

PROTECT YOU, YOUR FAMILY AND WHAT COULD BE YOUR LARGEST INVESTMENT

Protect you and your family from the financial burdens associated with a Mortgage. Our Mortgage insurance plans are about more than just your home; it is about protecting what matters most in your life. 

When you buy a home it is important to protect you and your family from the financial burdens associated with the mortgage. A policy owner has two options when it comes to Mortgage Insurance; Mortgage Life Insurance & Mortgage Loan Insurance. At Puhl Employee Benefits we find and implement the best mortgage insurance and or other creditor payment protection policies for you and your families needs. Our goal is to take care of you and your investments, contact us today with any questions regarding Mortgage Insurance.

MORTGAGE LIFE INSURANCE

Mortgage life insurance protects your family, which guarantees that your remaining mortgage at the time of your death will not be a burden to your family and loved ones.

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MORTGAGE LOAN INSURANCE

Mortgage loan insurance is a comprehensive insurance plan that protects a mortgage owner from being burdened with debt associated with purchasing a home with a mortgage.

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WHAT IS MORTGAGE INSURANCE?

Mortgage insurance is a form of insurance purchased to protect yourself from debt associated with purchasing a home through a mortgage. Generally mortgage insurance is required on any home purchase with less than 20% down. Mortgage loan insurance protects the lenders against mortgage default, enabling the consumers to purchase homes with a minimum down payment.

The lender pays premiums on the mortgage insurance the amount of the premium payable is based on a percentage of the home’s purchased price.

HOW DO I GET MORTGAGE INSURANCE?

Mortgage Insurance can be obtained through a number of ways. At Puhl we find the best policy for your needs, we assess which insurance plan not only provides you with the best benefits but also the lowest risk, comparing individual insurance and mortgage insurance. For more information on Mortgage insurance and creditor insurance or to schedule a mortgage insurance consultation, contact Puhl Employee Benefits.

HOW DOES MORTGAGE INSURANCE WORK?

There are two forms of mortgage insurance, one is attached to your life insurance policy and the other is to protect your real estate investment in case of disability or death. The mortgage owner pays a deductible of monthly payments attached to the mortgage or separate. The premiums payment is based on a percentage of the home’s purchase price that is financed through a mortgage. In case of emergencies a homeowner and their family are protected from the financial burden associated with the mortgage.

One of the big questions a person considers about life insurance is what policy is right for them, if you own a home or are buying a home it is important to consider life insurance or mortgage life insurance. Both plans have benefits and an insurance professional and mortgage agent can ensure you get the plan that is best for you and your family.

HOME OWNERS INSURANCE

Protection policies provide the policy owner a benefit, by paying a lump sum payment, in the event of loss.

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MORTGAGE INSURANCE

The policy is designed to facilitate growth of capital by regular or single premiums, universal life, whole life & variable life.

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